Promotional Financing Available

Enter your Zip Code in the form below to apply for a BrandsMart USA credit card and enjoy our promotional financing offers.

†Subject to credit approval. Minimum monthly payments required. See stores for details.

Featured Financing

0% Interest For 60 Months*

On purchases of select Samsung TVs with your BrandsMart USA credit card made today. 60 Equal Monthly Payments Required.
*Subject to credit approval. See store for details.

 
4K Ultra HDTVs

0% Interest For 36 Months*
 

On purchases of select Samsung, Sony & LG 4K TVs with your BrandsMart USA credit card made today. 36 Equal Monthly Payments Required.

Sony 4K UHD TVs

0% Interest For 48 Months*
 

On purchases of select Sony 4K UHD TVs with your BrandsMart USA credit card made today. 48 Equal Monthly Payments Required.

LG OLED 4K HDTVs

0% Interest For 48 Months*
 

On purchases of select LG OLED 4K HDTVs with your BrandsMart USA credit card made today. 48 Equal Monthly Payments Required.

Smart Financing on your New Smart TV

0% Interest For 48 Months*

On purchases of select Samsung TVs with your BrandsMart USA credit card made today. 48 Equal Monthly Payments Required.
*Subject to credit approval. See store for details.

 

Bring your New Appliances Home

No Interest For 36 Months*

On purchases of select appliances over $499 with your BrandsMart USA credit card made today. Equal monthly payments required for 36 months. 
Subject to credit approval. See store for details.

 

Beautiful Furniture, Alternative Financing

36 Months Promotional Financing*

On purchases of select furniture with your BrandsMart USA credit card made today. 36 Equal Monthly Payments Required.
*Subject to credit approval. See store for details.

 

Sleep Well with Financing

Tempur-Pedic Mattresses

0% Interest For 60 Months*
 

On purchases of select Tempur-Pedic Mattresses $1,499 and above with your BrandsMart USA credit card made today. 60 equal monthly payments required. 
 
 

 
 
 
Stearns & Foster Mattresses

No Interest If Paid In Full Within 24 Months†

On purchases of select Stearns & Foster Mattresses $999 and above with your BrandsMart USA credit card made today. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 24 months. Minimum Monthly Payments Required.

 
 
 
Shop Mattresses

No Interest If Paid In Full Within 18 Month†

On purchases of select Mattresses $999 and above with your BrandsMart USA credit card made today. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. Minimum Monthly Payments Required.

 
 
 

 

 

Easy Everyday Financing

No Interest If Paid In Full Within 6 Months†

On select electronics, furniture, TVs & appliances purchases over $150 with your BrandsMart USA credit card made today. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum Monthly Payments Required.

 

No Interest If Paid In Full Within 9 Months†

On select TVs & electronics purchases over $225 with your BrandsMart USA credit card made today. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 9 months. Minimum Monthly Payments Required.

 

Managing Your Account Is Easy
 

  • Make Payments Online or In-Store. 
     
  • View Your Balance Online. 
     
  • Add Authorized Users And Share Your Spending Power. 
     
Manage My Account

 

Frequently Asked Questions

Q. What is the BrandsMart USA Credit Card?
A. BrandsMart USA offers customers a credit card through Synchrony Bank that can be used at all BrandsMart USA locations and online to buy what you want today.

Q. How do I get a BrandsMart USA Credit Card?
A. You can apply for a BrandsMart USA Credit Card in-store or by clicking here.

Q. Where do I check my account?
A. To check the status of your BrandsMart USA Credit Card click on the Manage My Account link above or you may go to Synchrony Financial's website by clicking here.

After logging into your account, you will be able to:
  • Make A Payment
  • View Your Balance
  • Update Your Account Information
  • Schedule Up To Your Next 12 Payments
Q. How can I make a payment on my BrandsMart USA Credit Card?
A. BrandsMart USA offers 4 convenient ways to pay your BrandsMart U.S.A. Credit Card bill.
  • Pay In-Store: It's quick, easy and FREE. Bring your BrandsMart USA Credit Card statement into a BrandsMart USA location and pay your bill by cash or check.
  • Pay Online:Click here to manage your account and make payments online.
  • Pay By Phone: Contact Synchrony Bank Customer Service at 1-866-396-8254 during the hours listed below to make a payment by phone.
    M - F - 7:30 am to 12:00 midnight EST
    Sat - 10:00 am to 7:00 pm EST
    Sun - Closed
  • Pay By Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.
    Synchrony Bank
    PO Box 960061
    Orlando, FL 32896-0061

NOT RESPONSIBLE FOR TYPOGRAPHICAL ERRORS. OF COURSE! WE RESERVE THE RIGHT TO LIMIT QUANTITIES IN ORDER TO HAVE SUFFICIENT QUANTITIES FOR ALL OUR CUSTOMERS.

†No interest if paid in full within 6, 9, 12, 18 or 24 Months

On select electronics, furniture, TVs & appliances over $150 (6mo); select TVs & electronics over $225 (9mo), select furniture over $299 (12mo); select furniture over $999 (18mo); select appliances over $499 (24mo) made with your BrandsMart credit card made today. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6, 9, 12, 18 or 24 months. Minimum monthly payments required.

No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation.

*No interest with 36, 48 or 60 equal monthly payments

On select Samsung, Sony & LG 4K TVs (36 mo); select Samsung and LG 4K & 8K TVs (48 mo); Tempur-Pedic mattresses $1,499+ (60 mo). made with your BrandsMart credit card made today. Equal monthly payments required for 36, 48 or 60 months.

Qualifying purchase amount must be on one receipt. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase.

The Suggested Equal Monthly Payment shown may be greater than the required minimum monthly payment that will be on your billing statement when you use the promotional financing offer for the number of months advertised.
This estimated payment:

  • Equals the promotional purchase amount divided by the number of months advertised (excluding taxes and shipping charges) rounded to the next highest whole dollar.
  • Would pay off the promotional purchase amount within the number of months advertised, but only if there are no other balances on your account at any time during the promotional period advertised and you make your payments on time.  Your total payments will equal the amount of the promotional purchase amount.
  • If the promotional purchase amount is not paid in full within the number of months advertised, interest will be charged to your account from the purchase date and your total payments will be greater than the amount of the promotional purchase amount.

*The monthly payment shown equals the purchase price (excluding [taxes and delivery) divided by the number of months in the promo period. It is rounded to the next highest whole dollar. It is only good for the financing shown. If you make these payments by the due date each month, you should pay off this purchase within the promo period, if it is the only balance you are paying off. If you have other balances on your account, this payment will be added to any other minimum monthly payments.

FOR ALL OFFERS: Regular account terms apply to non-promo purchases. New Account APR is 29.99%/Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.