Apply for Katapult lease-to-own for as low as $45 to start* online and in-store. Check your buying power without affecting your FICO credit score.
● No credit required
● No late fees, ever
● Up to $5000 in buying power
● 3-Month Early Purchase Option*
Managing your Katapult account is simple and secure. Access your account anytime online or on the Katapult app to:
● View your balance, payment schedule, and lease details
● Track your progress toward ownership
● Update your payment method and contact information
● Explore early purchase options
● Get support when you need it
You can make payments in a way that works best for you:
● Online or via the Katapult app: Log into your Katapult account to make secure payments anytime
● AutoPay: Set up automatic payments to stay on track
● Customer support: Get help with payments or account questions at 1-833-KATAPULT (528-2785) or live chat here. Available Mon-Fri: 7am to 11pm CST, Sat: 8am to 9pm CST, Sun: 10am to 8pm CST.
A. Katapult offers a simple, straight-forward lease-to-own payment option to help you obtain durable goods from top retailers and pay over time. These include appliances, electronics, mattresses, furniture, and more.
A. Lease to own means that you make recurring payments for the use of the products you have selected. You have no long term obligation to continue leasing, and can return the product to Katapult at any time with no further obligation other than for amounts past due.
In addition, you have several options to acquire ownership of the product you are leasing. A lease purchase agreement through Katapult offers flexibility that may make it more attractive than financing. With each payment, you have the option to continue leasing, buyout, or return your items.
Lease to own gives you the power to purchase what you need when you need it.
A. Applying with Katapult will not impact your traditional credit score.
Lease-to-own is a rental-purchase agreement. Katapult is not a credit card or loan. Ownership is optional.
During the first 3 months, your EPO price will be the leased item’s cash price, plus 5% of cash price, less all lease renewal payments made (excluding any tax or fees paid), plus sales tax.
This is an advertisement for Katapult’s lease-purchase or lease-to-own service. The path to ownership will cost more than the merchant’s cash price. Certain items available at participating locations. Not available in MN, NJ, WI, WY. Retail partner discounts are only valid for a limited time period and are not controlled by Katapult. Katapult may get a commission.
* The Promotional Initial Payment (plus any applicable taxes and fees) is due at lease signing. Your lease-purchase payment amount, frequency and total number of payments required for ownership, and total cost will be determined after you select your product(s). You will not acquire ownership of the product(s) if the total amount necessary to acquire ownership is not paid. The Promotional Initial Payment does not reduce the cost of the lease purchase agreement. This promotion is available only to select customers based on lease repayment risk criteria. The Promotional Initial Payment is only available when shopping at BrandsMart USA through the Katapult mobile app and at BrandsMart USA stores and website 6/18/26-7/12/26. Pricing is subject to change and availability.
** During the first 90 days, your EPO (Early Purchase Option) price will be the leased item’s cash price, plus 5% of cash price, less all lease renewal payments made (excluding any tax or fees paid), plus sales tax.
