<h1><strong>Get special financing options with the BrandsMart USA Credit Card.</strong></h1>

Get special financing options with the BrandsMart USA Credit Card.

*Subject to credit approval.

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Featured Financing

<h2><strong>4k Smart TVs - 0% interest for 48 months*</strong></h2>

4k Smart TVs - 0% interest for 48 months*

On qualifying purchases of select Samsung & LG OLED TVs with your BrandsMart USA credit card made today. Equal monthly payments required for 48 months. *Subject to credit approval.

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<h2><strong>Samsung, Bose, Klipsch, Sony, LG Home Theater - 0% interest for 36 months*</strong></h2>

Samsung, Bose, Klipsch, Sony, LG Home Theater - 0% interest for 36 months*

On qualifying purchases of select Samsung home theater with your BrandsMart USA credit card made today. Equal monthly payments required for 36 months. *Subject to credit approval.

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Easy Everyday Financing

<h2><strong>No Interest If Paid In Full Within 6 Months†</strong></h2>

No Interest If Paid In Full Within 6 Months†

On select  electronics, furniture, TVs & appliances purchases over $180 with your BrandsMart USA credit card made today. Interest will be charged to your account from the purchase date if the promotional balance not paid in full within 6 months. Minimum Monthly Payments Required.

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<h2><strong>No Interest If Paid In Full Within 12 Months†</strong></h2>

No Interest If Paid In Full Within 12 Months†

On select  TVs &  electronics purchases over $299 with your BrandsMart USA credit card made today. Interest will be charged to your account from the purchase date if the promotional balance not paid in full within 12 months. Minimum Monthly Payments Required.

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<h2><strong>Katapult Leasing Options</strong></h2>

Katapult Leasing Options

Shop now, pay over time with Katapult lease-to-own. No credit required, no late fees ever, and up to $5,000 in shopping power to use online or in-store. Checking your buying power won't affect your FICO score, and ownership is always optional.

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<h2><strong>Klarna</strong></h2>

Klarna

Klarna lets you shop now and pay over time with flexible options. Choose 4 interest-free payments made every two weeks, or apply at checkout for monthly financing with an instant decision payments reminders and account management are simple with the Klarna app.

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  • Make payments online or in-store.

    ✓ Make Payments Online or In-Store. 

    ✓ View Your Balance Online. 

    ✓ Share Your Spending Power.

    ✓ Authorized users* requires a disclosure.

    *The Primary Cardholder will be liable for all purchases made on the Account, including those made by an authorized user.

    MANAGE MY ACCOUNT

Frequently Asked Questions

Q. What is the BrandsMart USA Credit Card?

A. BrandsMart USA offers customers a credit card through Synchrony Bank that can be used at all BrandsMart USA locations and online to buy what you want today.

Q. How do I get a BrandsMart USA Credit Card?

A. You can apply for a BrandsMart USA Credit Card in-store or by clicking here.

Q. Where do I check my account?

A. To check the status of your BrandsMart USA Credit Card click on the Manage My Account link above or you may go to Synchrony Financial's website by clicking here.

After logging into your account, you will be able to:

  • Make A Payment
  • View Your Balance
  • Update Your Account Information
  • Schedule Up To Your Next 12 Payments
Q. How can I make a payment on my BrandsMart USA Credit Card?

A.BrandsMart USA offers 4 convenient ways to pay your BrandsMart U.S.A. Credit Card bill.

  • Pay In-Store: It's quick, easy and FREE. Bring your BrandsMart USA Credit Card statement into a BrandsMart USA location and pay your bill by cash or check.
  • Pay Online: Click here to manage your account and make payments online.
  • Pay By Phone: Contact Synchrony Bank Customer Service at 1-866-396-8254 during the hours listed below. There may be an additional fee to make an expedited payment by phone.
    M - F - 7:30 am to 12:00 midnight EST
    Sat - 10:00 am to 7:00 pm EST
    Sun - Closed
  • Pay By Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.
    Synchrony Bank
    PO Box 960061
    Orlando, FL 32896-0061

NOT RESPONSIBLE FOR TYPOGRAPHICAL ERRORS. OF COURSE! WE RESERVE THE RIGHT TO LIMIT QUANTITIES IN ORDER TO HAVE SUFFICIENT QUANTITIES FOR ALL OUR CUSTOMERS.

  • †No interest if paid in full within 6, 9, 12, 18 or 24 Months

    On select electronics, furniture, TVs & appliances over $180 (6mo); select electronics, furniture, TVs & appliances over $299 (9mo), select furniture over $299 (12mo); select furniture over $999 (18mo); select furniture, select Stearns & Fosters Mattresses over $1999 or select appliances over $699 (24mo) made with your BrandsMart credit card made today. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6, 9, 12, 18 or 24 months. Minimum monthly payments required.

    Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

  • *No interest with 36, 48 or 60 equal monthly payments

    On select Samsung, Sony & LG 4K TVs (36 mo); select Samsung and LG 4K & 8K TVs (48 mo); Tempur-Pedic mattresses $1,999 (60 mo). made with your BrandsMart credit card made today. Equal monthly payments required for 36, 48 or 60 months.

    Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the amount financed and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

The Suggested Equal Monthly Payment shown may be greater than the required minimum monthly payment that will be on your billing statement when you use the 6, 9, 12, 18 or 24 month promotional financing offer.

This estimated payment:

  • Equals the promotional purchase amount divided by 6, 9, 12, 18 or 24 rounded to the next highest whole dollar.
  • Would pay off the promotional purchase amount divided by 6, 9, 12, 18 or 24 months, but only if there are no other balances on your account at any time during the 6, 9, 12, 18 or 24 month promotional period and you make your payments on time.  Your total payments will equal the amount of the promotional purchase amount.
  • If the promotional purchase amount is not paid in full within 6, 9, 12, 18 or 24 months, interest will be charged to your account from the purchase date and your total payments will be greater than the amount of the promotional purchase amount.

FOR ALL OFFERS: Regular account terms apply to non-promo purchases. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

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