WHAT IS BRANDSMART LEASING?
Have you ever fallen in love with a product but didn’t have the cash or credit to buy it immediately? BrandsMart Leasing allows you to take home your new find with monthly lease renewal payments. The best part? Once you complete all your payments you own your products! It’s perfect when your credit isn’t the best.
Check out some of the other great perks that come with leasing to own your products.
NO CREDIT NEEDED*
Credit not the best? No problem! Let us help you figure out your eligibility to lease to own instead.
We’ll help you set up a lease to own payment plan that’s right for you and work with you over the course of your lease.
AN AFFORDABLE WAY TO GET BRAND NAME PRODUCTS
Leasing can help you get brand name products in your home affordably, without making a large upfront payment.
ENJOY YOUR PRODUCTS WHILE MAKING PAYMENTS
Don’t wait! Take your products home and pay as you go!
LET'S GET STARTED
If you think leasing is right for you, visit your local BrandsMart U.S.A. or fill out this form and one of our team members will reach out.
STILL HAVE QUESTIONS?
WE CAN HELP.
When you apply in-store you will need to provide the following:
- Name and contact information (address/phone) - Georgia, Florida, or South Carolina residents only
- Social Security Number
- Government issued ID
- Income information
- Residence information
- Mobile Phone is required to receive verification text when applying
- Credit/Debit Card for initial payment
It depends. Applicants are evaluated on an individual basis, and we look at many data points, including credit information and income to determine approval amounts. These data points will indicate whether BrandsMart Leasing would be a good option and, if so, the approved monthly lease amount.
Yes. You can purchase the product at any time. If your payments are up to date, you will have a Buy Out option for a limited period of time after you start a lease agreement. That limited period varies by store location, and you should ask a BrandsMart Leasing team member for the details of the Buy Out option available. Through the applicable Buy Out option, you can choose to purchase the leased merchandise by paying the original retail cash price for the item plus $99 (minus the amount of any lease renewal payments that you've already paid.) If you owe any other charges at that time under your lease agreement you will need to pay those as well. The applicable Buy Out option is described in the BrandsMart Leasing Program Addendum attached to your lease agreement.
After the applicable Buy Out option expires, you can purchase the leased merchandise for more than the retail cash price but less than the total of remaining lease payments, as described in your lease agreement. This early purchase option is also explained in the lease agreement.
*No Credit Needed does not mean or imply that no inquiry will be made of credit history or creditworthiness. It means that this is not a credit transaction. BrandsMart Leasing may check credit history and creditworthiness, but no established credit history is necessary. Lease approval not guaranteed. Verification of identity required.