In-Store Financing
The BrandsMart U.S.A. Credit Card. 
    Get It Today* with SPECIAL FINANCING and receive REWARDS on every purchase. Apply Today
6 MONTHS SPECIAL FINANCING EVERY DAY** on purchases of $200 or more made with a BrandsMart U.S.A. Credit Card.Great Rewards† and Benefits: 
    • Earn 1 Point for every $1 spent† 
    • Receive $20 Bonus Bucks for every 2,000 Points earned† 
    • Convenient monthly payments 
    • Cardholder-Only OffersOpen 24/7 
    • Make payments 
    • View your balance 
    • Update account info 
    • And more
Apply Today• Payment options – in store, online or by mail 
    • All with no annual fee††Manage My Account
BrandsMart USA In-Store Financing
0% Interest Until May 2020*
On select Tempur-Pedic Mattress purchases with your BrandsMart USA credit card made today through to May 31st, 2015. 60 Equal Monthly Payments Required.
*Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Financing available In-Store only. #206
0% Interest For 36 Months*
On purchases of Samsung JU7100/JU7500/JS8500/JS9000/JS9500 Series HDTVs with your BrandsMart USA credit card made between 04/26 and 06/30/2015. 36 Equal Monthly Payments Required.
*Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Financing available In-Store only. #136
0% Interest For 36 Months*
On purchases of select Sony 4K UHD TVs with your BrandsMart USA credit card made between 05/24 and 05/30/2015. 36 Equal Monthly Payments Required.
*Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Financing available In-Store only. #256
No Interest If Paid In Full Within 24 Months+
On select Smart HDTVs 55" & up with your BrandsMart USA credit card made between 05/24 and 05/30/2015. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 24 months. Minimum Monthly Payments Required.
+Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 24 months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Financing available In-Store only. #158
No Interest If Paid In Full Within 24 Months+
On purchases of select Furniture with your BrandsMart USA credit card made between 05/24 and 05/30/2015. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 24 months. Minimum Monthly Payments Required.
+Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 24 months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval

Financing available In-Store only. #158
No Interest If Paid In Full Within 24 Months+
On select Mattresses $499 and above with your BrandsMart USA credit card made between 05/24 and 05/30/2015. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 24 months. Minimum Monthly Payments Required.
+Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 24 months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Financing available In-Store only. #158
No Interest If Paid In Full Within 9 Months+
On select purchases $298.88 and above with your BrandsMart USA credit card made between 05/24 and 05/30/2015. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 9 months. Minimum Monthly Payments Required.
+Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 9 months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Financing available In-Store only. #109
No Interest If Paid In Full Within 6 Months+
On select purchases $298.88 and above with your BrandsMart USA credit card made between 05/24 and 05/30/2015. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum Monthly Payments Required.
+Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6 months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Financing available on purchases In-Store & Online. #106
Frequently Asked Questions:
Q. What is the BrandsMart U.S.A. Credit Card?
A. BrandsMart U.S.A. offers customers a credit card through Synchrony Bank that can be used at all BrandsMart U.S.A. locations again and again to buy what you want today.
Q. How do I get a BrandsMart U.S.A. Credit Card? A. You can apply for a BrandsMart U.S.A. Credit Card* in store, by clicking here or by clicking Apply Today above. Click here to find the location nearest you.
Q. Where do I check my account?
A. To check the status of your BrandsMart U.S.A. Credit Card click on the Manage My Account link above or you may go to Synchrony Financial's website by clicking here.
After logging into your account, you will be able to:
Make A Payment
View Your Balance
Update Your Account Information
Schedule Up To Your Next 12 Payments
Q. How can I make a payment on my BrandsMart U.S.A. Credit Card?
A. BrandsMart U.S.A. offers 4 convenient ways to pay your BrandsMart U.S.A. Credit Card bill.
Pay Online: Click here to manage your account and make payments online.
Pay In-store: Bring your BrandsMart U.S.A. Credit Card statement into a BrandsMart U.S.A. location and pay your bill by cash or check.
Pay by Phone: Contact Synchrony Bank Customer Service at 1-866-396-8254 during the hours listed below to make a payment by phone.
M - F - 7:30 am to 12:00 midnight EST
Sat - 10:00 am to 7:00 pm EST
Sun - Closed
Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.
Synchrony Bank
PO Box 960061
Orlando, FL 32896-0061
*Subject to credit approval.
**No Interest if paid in full within 6 Months. On purchases of $200 or more with your BrandsMart U.S.A. Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 Months. Minimum monthly payments required. Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6 Months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. Special Financing Offers may change or be terminated at our sole discretion. See your local store for more details.
See account terms and conditions for program details.
††For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2.
 

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